Care Health Insurance

Protect Your Family’s Health with Care Health Insurance – Trusted by Millions in India

At RoyalCover, we bring you the most reliable health insurance options from India’s leading insurers. Care Health Insurance (formerly Religare Health Insurance) is a standalone health insurer specializing in comprehensive health solutions. Backed by Care Enterprises and the financial strength of Religare, it focuses 100% on health coverage, making it one of the most trusted names in the industry.

Key Benefits

  • Comprehensive Coverage – Wide range of health plans for individuals, families, senior citizens, and critical illnesses.
  • Cashless Hospitalization – Easy access to treatment with one of the largest hospital networks in India.
  • Quick Claim Settlement – Hassle-free and transparent claim process for peace of mind during emergencies.
  • Wellness Rewards – Benefits like health check-ups, discounts, and reward points for staying fit.
  • Affordable Premiums – Flexible options to suit different budgets while ensuring maximum protection.

Why Choose Care Health Insurance?

  • Health Insurance Specialists – 100% focus on healthcare protection.
  • Wide Coverage – Individual, family floater, critical illness, maternity, and senior citizen health plans.
  • Strong Hospital Network – Access to 21,000+ cashless hospitals across India.
  • Affordable Premiums – Plans starting at just ₹5/day (depending on coverage).
  • Wellness & Rewards – Unique features like health check-ups, no-claim bonuses, and wellness benefits.
  • Tax Benefits – Save tax under Section 80D of the Income Tax Act.

Popular Plans

Individual Health Insurance

Affordable cover for individuals.

Family Floater Plans

Protect your entire family under one umbrella policy.

Senior Citizen Health Plans

Specially designed plans for people aged 60+.

Maternity & Newborn Cover

Covers maternity expenses and newborn care.

Critical Illness Insurance

Coverage for major illnesses like cancer, stroke, and heart disease.

Top-Up & Super Top-Up Plans

Extra coverage at low premiums.

Group Health Insurance

Employee health solutions for corporates & SMEs.

Personal Accident Insurance

Financial protection against accidents, disabilities & death.

Customer Services & Support

  • 24x7 dedicated customer care through toll-free helpline, email, and live chat for policy, health assistance, and claim-related support.
  • Fast and transparent cashless claim settlement across a wide hospital network with real-time claim status tracking.
  • Personalized support available through branch offices and service partners across India.

Inclusions

  • Hospitalization (Pre & Post)
  • Daycare Treatments
  • Ambulance services
  • Organ donor expenses
  • Maternity and newborn cover (in select plans)
  • Preventive health check-ups
  • AYUSH treatments (Ayurveda, Yoga, Unani, Siddha, Homeopathy)

Exclusions

  • Pre-existing diseases (covered after waiting period of 2–4 years)
  • Cosmetic or plastic surgery
  • Dental & vision (unless accident-related)
  • Injuries due to substance abuse or self-harm
  • Experimental/Unproven treatments not approved by IRDAI

Licensing & Regulatory

  • Company Name: Care Health Insurance Limited (formerly Religare Health Insurance)
  • IRDAI Registration Number: 148
  • IRDAI License Type: Standalone Health Insurance
  • Regulatory Body: Insurance Regulatory and Development Authority of India (IRDAI)
  • Headquarters: Gurgaon, Haryana, India

Overview

Care Health Insurance positions itself as a comprehensive and customer-first health insurer, focusing on affordability, wide hospital network access, and quick claim settlements. With specialized plans for individuals, families, senior citizens, and critical illnesses, it emphasizes financial protection for every stage of life. By offering cashless hospitalization across 19,000+ network hospitals, wellness rewards, and innovative features like international coverage, Care Health Insurance differentiates itself as a trusted partner in healthcare security for modern Indian families.

Frequently Asked Questions (FAQs)

Is Care Health Insurance good?
Yes, Care Health Insurance is one of India’s leading standalone health insurers with 21,000+ network hospitals and innovative features like wellness rewards.
What is the claim settlement ratio of Care Health Insurance?
As per IRDAI (FY 2024–25), Care Health Insurance has a claim settlement ratio of ~95%.
Can senior citizens buy Care Health policies?
Yes, Care offers exclusive senior citizen health plans with lifelong renewability.
Does Care Health cover maternity expenses?
Yes, maternity and newborn cover is available under select family floater plans.
Are pre-existing diseases covered?
Yes, after a waiting period of 2–4 years depending on the plan.
Is cashless treatment available?
Yes, cashless treatment is available in 21,000+ hospitals across India.
Can I save tax with Care Health Insurance?
Yes, you can avail deductions under Section 80D of the Income Tax Act.
How do I file a claim?
You can file claims via the cashless TPA desk at hospitals, online through Care’s portal, or via RoyalCover’s 24/7 assistance.
Analah Insurance Broking Pvt Ltd
IRDAI License No. 744
Direct Broker (Life & General)
Valid upto: 10/06/2027 (Renewable)
CIN No. U66010MH2020PTC337611
values
©2023 Analah Insurance, All Rights Reserved.