Key Benefits

• •Wide Range of Plans – From individual and family floater policies to critical illness and top-up covers, ManipalCigna offers flexible health insurance options to suit diverse needs.
• •Cashless Hospital Network – Access a strong network of 7,500+ cashless hospitals across India for hassle-free treatments and faster claim settlements.
• •Wellness & Preventive Care – Exclusive wellness programs, health check-ups, and reward points encourage healthy living and preventive healthcare.
• •Comprehensive Coverage – Covers hospitalization expenses, daycare treatments, pre- and post-hospitalization, ambulance charges, and more.
• •Global Health Benefits – Selected plans offer worldwide emergency coverage, ensuring you are protected even when traveling abroad.

Why Choose ManipalCigna Health Insurance – Your Trusted Health Partner?

• •Specialized in Health Only – A 100% focus on health insurance products.
• •Global + Local Expertise – Backed by Cigna’s worldwide presence and Manipal’s healthcare excellence.
• •Wide Coverage – From individual and family health to senior citizen and critical illness plans.
• •Cashless Hospitals Network – Access to 10,000+ hospitals across India.
• •Affordable Premiums – Plans starting from just ₹4/day (depending on coverage).
• •Tax Benefits – Save tax under Section 80D of the Income Tax Act.

Customer Services & Support

• •24x7 customer care assistance via toll-free helpline, email, and live chat for all policy, renewal, and claim-related queries.
• •Hassle-free cashless claim settlement across an extensive hospital network with real-time claim status tracking.
• •Dedicated health relationship managers and branch support across India for personalized guidance.

Inclusions

• •Hospitalization (pre & post)
• •Daycare treatments
• •Ambulance charges
• •Domiciliary care (home treatment)
• •Maternity & newborn cover (in select plans)
• •Preventive health check-ups

Exclusions

• •Pre-existing diseases (waiting period applies)
• •Cosmetic surgery
• •Dental & vision (unless accident-related)
• •Injuries from self-harm or substance abuse
• •Experimental/alternative treatments not approved by IRDAI

Licensing & Regulatory

• •Company Name: ManipalCigna Health Insurance Company Limited
• •IRDAI Registration Number: 151
• •IRDAI License Type: Standalone Health Insurance
• •IRDAI Registration Validity Permanent since 2014 (subject to renewals & compliance)
• •Regulatory Body: Insurance Regulatory and Development Authority of India (IRDAI)
• •Headquarters: Raheja Titanium, Goregaon East, Mumbai, Maharashtra

Overview

Care Health Insurance positions itself as a trusted health partner that goes beyond just covering medical expenses by offering holistic protection, wellness benefits, and preventive care solutions. With a focus on affordability, accessibility, and customer-centric services, it aims to empower individuals and families to live healthier lives while being financially secure against medical uncertainties.

Frequently Asked Questions (FAQs)