Key Benefits

• •Ultra-Fast, In-House Claim Settlement: Max Bupa processes claims directly via its internal team, bypassing TPAs. Cashless claims are settled in just 30 minutes, while reimbursements are typically processed within 7 days.
• •Automatic Sum Insured Restoration & No-Claim Bonus: Exhausted coverage? No worries—your sum insured is automatically refilled, often up to 150% of the base amount. Plus, get a No-Claim Bonus—10–20% per claim-free year, up to 100% of the base sum insured.
• •Extensive Cashless Hospital Network & Point-of-Care Desks: Enjoy access to over 6,700–8,600 network hospitals nationwide. Select hospitals also offer Point-of-Care Desks for on-ground claim assistance.
• •Flexible Discounts & Smart Add-Ons: Family discounts (up to 10%) Doctor discounts (additional 5% for medical professionals) Policy tenure discounts (up to 15% for 3-year prepayments) Auto-renewal (standing instruction) discounts Booster Safeguard to protect your booster benefit
• •Wide-Ranging Coverage & Cashless Convenience: Covers hospitalization, daycare, domiciliary treatment, AYUSH, maternity, organ donor, modern treatments, and more. Plus, gain tax benefits under Section 80D.

Why Choose Niva Bupa Health Insurance?

• •Extensive Network: 10,400+ cashless hospitals across India
• •Fast Claims: Cashless claim decisions in as little as 30 minutes
• •Coverage Reach: Over 1.5 crore lives covered

Customer Services & Support

• •24x7 customer support available through toll-free helpline, email, and chat for all policy, health assistance, and claim-related queries.
• •Hassle-free cashless claim settlement through an extensive hospital network with real-time claim tracking.
• •Convenient premium payment options, e-policy downloads, and quick support for claim reimbursements and approvals.

Licensing & Regulatory

• •Company Name: Niva Bupa Health Insurance Company Limited (formerly Max Bupa Health Insurance Company Limited)
• •IRDAI Registration Number: 145
• •IRDAI License Type: Health Insurance (standalone health insurance company)
• •IRDAI Registration Validity 15 February 2010 onwards (permanent subject to compliance & renewals)
• •Regulatory Body: Insurance Regulatory and Development Authority of India (IRDAI)
• •Headquarters: New Delhi, India

Overview

Max Bupa, now rebranded as Niva Bupa Health Insurance, positions itself as a trusted health partner offering affordable and comprehensive coverage tailored for individuals, families, and senior citizens. With a strong focus on customer-first solutions, it emphasizes easy access to healthcare through a vast hospital network, quick claim approvals, and digital-first services. Beyond just insurance, Niva Bupa promotes holistic well-being with wellness rewards, preventive health check-ups, and value-added benefits, making it a reliable and modern health insurer for today’s evolving healthcare needs.

Frequently Asked Questions (FAQs)